Financing vs. Leasing Your New Ford Vehicle

When you find the perfect Ford model for your lifestyle and budget, the next step is to head to our on-site finance center to discuss your ideal financing plan. There are many benefits to both leasing and financing, but what works best for you depends on your lifestyle and needs. Here at Cutter Ford in nearby Aiea, HI, our finance professionals can work with you to determine whether leasing or financing is right for you.

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Buying Vs. Leasing


The Benefits of Leasing

Leasing is a great choice for some of our Honolulu area customers who don't drive long distances and prefer to drive the newest Ford models, like the new Ford Explorer or Ford Edge. Leasing may be right for you if:

  • You Don't Mind a Mileage Limit. If you already don't drive long distances much, a mileage limit won't bother you. Since leases normally include a mileage limit, you can sign a lease for less per month than financing without changing your driving behaviors.
  • You Want the Newest Models. Do you prefer to drive the newest Ford models available? If you like all the great safety, technology, and performance features that our new Ford models have to offer, a lease will allow you to drive the newest model every few years.
  • You Don't Want to Worry About Depreciation. When your lease agreement is done, you can bring your Ford vehicle back to our dealership and return it with ease-there's no need to worry about trading your vehicle in or losing value due to depreciation. Plus, if you want to keep your Ford model that you've been leasing, you can begin the purchase process at the end of your lease with ease.


The Benefits of Financing

Not sure if leasing is right for you? Financing is also a popular choice with our Ewa Beach area customers due to its flexibility. When you purchase a new Ford vehicle, you have more freedom, as you're not bound by the specifics of a lease agreement. Purchasing a new Ford vehicle, like the Ford F-150, might be right for you if:

  • You Want to Customize Your Ford Model. Do you want to accessorize, decorate, or customize your new Ford? When you purchase instead of lease, you have the freedom to do whatever you want to personalize your vehicle. For drivers who spend a lot of time on the road, it can allow your vehicle to feel a bit more like home.
  • You Drive Long Distances Often. If you have a long daily commute, are always on the go, or drive long distances often for work, financing would be the right choice for you. There are no mileage agreements to worry about, so you can drive as much as you need without worry.
  • You Drive Your Ford Vehicles for Years. ford vehicles are built to last for years to come, and if you want to drive your vehicle for years, we think financing is a great choice for you. You will be able to get the full value of your Ford Escape or Expedition-plus, you'll feel safe and confident when driving your Ford vehicle.

Buy or Lease a New Ford Today at Cutter Ford

No matter if you're looking for an SUV, truck or sedan, we have the selection you want and the value you need at Cutter Ford. We encourage you to visit our dealership in nearby Aiea, HI to see the great features available on all of our new Ford models. You can speak with our trusted and friendly team to find the right model for your needs and easily meet with our on-site financing team to take the next steps on your journey to Ford ownership. We look forward to working with you soon!

  1. Cutter Ford

    98-015 Kamehameha Hwy
    Aiea, HI 96701

    • Sales: (808) 564-9777
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Cutter Ford

98-015 Kamehameha Hwy
Directions Aiea, HI 96701

  • Sales: (808) 564-9777
  • Service: (808) 564-9216
  • Parts: (808) 564-9216


  • Monday 9am-7pm
  • Tuesday 9am-7pm
  • Wednesday 9am-7pm
  • Thursday 9am-7pm
  • Friday 9am-7pm
  • Saturday 9am-7pm
  • Sunday 9am-6pm