Auto Finance Cutter Ford

Cutter Ford Finance Center: Making Buying or Leasing Your Next Vehicle a Simple Process

Whether you have sparkling credit or have had credit challenges in the past, automotive financing seems to be one of those things that fill lots of people with dread. Many people worry that not understanding the process and the terminology will lead to them not making a good decision while others might be nervous about getting approved or getting approved for terms that are affordable or satisfactory.There is good news.You don't have to travel all over the Honolulu, HI area looking for the right financing terms. Cutter Ford, located at 98-105 Kamehameha Highway in Aiea, HI, offers a one-stop-shop solution for all your automotive finance needs. We are a reputable and trusted dealership that has a strong commitment to our customers.



Cutter Ford

98-015 Kamehameha Hwy
Directions Aiea, HI 96701

  • Sales: (808) 564-9777
  • Service: (808) 564-9216
  • Parts: (808) 564-9218
  • Direct: (808) 564-9210
Joe Manguba
Finance Manager
(808) 564-9230
Rodney Devega
Finance Manager
(808) 564-9248
Ernie Salazar
Finance Manager
(808) 564-9225

We Know the Vehicle Purchasing Process

Do you have questions about whether you should buy or lease your new Ford F-150? Are you thinking about coming down from your home in Ewa Beach, HI to purchase a Ford Ranger, but you are unsure about your budget? The finance professionals at Cutter Ford are dedicated to providing a holistic approach to your financing needs. Our team is kind, respectful, and will do their best to ensure that you understand each step of the financing process. We work with a huge network of lenders and financial institutions to do our best in securing the best possible term and rate for you. We have lenders who prize those with great equity or credit score and ones who specialize in working with individuals who may have credit challenges or are trying to build their credit. Our lending partners are both local and national.

Buying vs Leasing

Have you decided on a new Ford but are now trying to decide whether to buy or lease it? The finance center at Cutter Ford can help you decide which option would fit your lifestyle. If you travel fewer than 12,000 miles a year, like getting all the latest bells and whistles, and want a new vehicle every two to four years, you might be a good candidate for leasing. Many of our Waipahu, HI customers also like that they can get a very low monthly payment and still drive a new vehicle. Some of our customers prefer to purchase their new Ford Fiesta or Ford Escape because they like the fact that they can customize their vehicle in any way they want. They also like that they are not beholden to any mileage restrictions and won't incur any damage fees. There are also many people who enjoy that they will have equity in their car, truck, or SUV when they are finished repaying their loan.

Whichever option ends up working for you, our finance staff can help you secure the financing necessary for your auto loan or lease agreement.

Financing and Leasing Promotions

Ford often has special financing and leasing specials on many of its most popular models, including the Ford EcoSport. The finance professionals at our dealership are the experts on these promotions. They will help you determine which of these specials are applicable to you and the vehicle you are considering. These financing and leasing promotions are very attractive. There is even financing with APR as low as zero percent. When you pair these promotions with the Ford rebates and our discounts, buying or leasing a new Ford is a great value. There are often special offers on Certified Pre-Owned inventory. Contact a member of our finance staff if you have a question about any of the special offers and promotions that are currently being offered.

An Easy and Professional Financing Experience

Cutter Ford, in Aiea, HI, offers the complete dealership experience, with a dynamite service center and parts department. We also strive to offer a streamlined, easy financing experience. You can complete our finance application right from your home. It is easy and secure. All the information is encrypted, and we don't sell your information to a third party without your consent. Contact a finance professional the dealership and start the process of learning about all your financing options today.

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Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Cutter Ford

    98-015 Kamehameha Hwy
    Aiea, HI 96701

    • Sales: (808) 564-9777
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Finance Hours

  • Monday 9am-7pm
  • Tuesday 9am-7pm
  • Wednesday 9am-7pm
  • Thursday 9am-7pm
  • Friday 9am-7pm
  • Saturday 9am-7pm
  • Sunday 9am-6pm