Ford Finance Center in Aiea, HI

Our Finance Team Will Help You Find the Right Loan or Lease for Your Ford

It's fast and easy to get assistance with new and used car financing and our team is here to help you find the best deal. When you work with the team at Cutter Ford we'll help you explore any number of financing options to match your budget, alongsude a variety of vehicles that will meet your lifestyle needs. Together, we'll help you find the right vehicle for you, at the right price.

You can get a head start by applying for financing online, and our team will be in touch to discuss options. Once we have the right information, we can quickly match you with lenders, and to help you find the loan with the best available terms. Or, we can review a selection of excellent Ford lease deals to find a short term option for you and your family.

Auto Loan Benefits

If you obtain an auto loan, you can make monthly payments toward full ownership. You build equity, have an asset at the end of the loan terms, and have full freedom with the your vehicle. Pick what customized items you want, care for the automobile how you wish, and be the only one responsible for making decisions. This is suitable for shoppers who plan to drive their Ford for years, and who may accumulate a lot of miles over time.

New Ford Leasing

A lease can be an ideal option for drivers who use a vehicle only for work purposes, or want something brand new but don't want commitment. The lease contract is usually between 2-4 years, and does come with some mileage guidelines. However, with a lease you aren't responsible for routine service, manufacturing defects are covered, and when your lease is over you can choose to buy the vehicle, or turn it in and try something new! You get affordability with little obligations.

Financing vs Leasing

Leasing usually involves less money down, and the monthly payments are lower. You can choose to buy out the lease after your contract is up, but if you don't there is nothing to show for the money you've spent over the terms of the lease. You also have a limited selection of vehicles you can pick from with a lease. The dealership will service your lease so you save on maintenance, and you don't have to pay sales tax.

Used Benefits

There are many high-quality used options for shoppers who want to save. You don't just save on the cost to purchase the vehicle, but sales tax, interest on a loan, and registration fees when you buy a lower cost used vehicle. Avoid high-rate depreciation, avoid restrictions on the type of model and make you can buy, and look at the many different options when you buy used.

If you want a new Ford, start talking with the team. Ford has a large line of vehicles, like the Fusion or Fiesta sedans, or the Edge, Escape, Explorer, or Expedition SUV choices. The MachE is a popular hybrid, and the F-series pickup trucks are the most popular selling models across America. Discuss the space you need, the mileage you want to get, and what type of travel or activities you may use the vehicle for.

Once the finance team has examined your credentials and processed your application you will know what is the best option for you. Start test driving the vehicles to see what model will help complement your lifestyle, and be the best investment with how you commute. The team can get you out the door in a new Ford today.

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  1. Cutter Ford

    98-015 Kamehameha Hwy
    Aiea, HI 96701

    • Sales: (808) 564-9777
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Get in Touch

  • Contact our Sales Department at: (808) 564-9777
  • Monday8:30am-8pm
  • Tuesday8:30am-8pm
  • Wednesday8:30am-8pm
  • Thursday8:30am-8pm
  • Friday8:30am-8pm
  • Saturday8:30am-8pm
  • Sunday9am-5pm